Business Credit

mortgage

Need Business Credit?

We have the most comprehensive business credit program on the market

Contact us today, and start building business credit and obtaining funding for your business

mobile-mortgage

Need Business Credit?

We have the most comprehensive business credit program on the market

Contact us today, and start building business credit and obtaining funding for your business

At Qwest Credit Enhancement we also have programs to assist business owners in establishing and building business credit files. The primary objective behind a business credit program is to build a business credit file that eventually can be strong enough to open accounts such as credit cards, vehicle leases, lines of credit and business loans, all without a personal guarantee. This method of building and using business credit independently, protects a business owners personal assets and also keeps these accounts reporting on a business credit report, as opposed to the personal credit report. We have the most comprehensive program that can be found in the marketplace today. Have a look below at a general overview of our business credit program.

Benefits Exclusively Available Through Our Program

Help with setting up and activating your Business Credit Profile

Access to ''Experian Smart Business Report'' details

The largest supply of ''Business Credit Resources'' anywhere

Over 25 Vendors who approve Startup Businesses

Underwriting guidelines supplied with all ''Business Credit Resources'', to ensure approval

''20 Point Corporate Compliance Review'' to ensure your business exceeds all ''Lender Credibility Standards''

''One-Click Application Access'' to easily apply and get approved for credit without a ''Personal Guarantee''

Access to our ''Certified Business Credit Coaches'' who help you get approved

Program Steps

Almost all lenders keep their underwriting guidelines secret.   As a result most business owners who apply for financing are denied as they don’t meet some of the lenders requirements for approval.  In step 1 we actually reveal the lenders secret formula for approval. We go through all 20 credibility points that lenders look at on their business funding application, and help insure you meet or exceed their requirements for approval.  By helping you meet lending requirements before you even apply, you then stand the best chance of approval.

Our Finance Suite is the only system in the world that combines both business credit building and the acquisition of cash funding to insure you get more money quickly for your business, even with personal credit challenges. 

In Step 2 you will complete the funding application by answering questions related to your business assets and collateral.  Once you’ve complete this step, your full application is then cross-checked with thousands of lenders’ underwriting guidelines and to see if you’re pre-qualified for a massive abundance of funding programs including credit lines and loans.

The first step in building business credit in Step 3, is to see what is on your business credit reports now. Our program makes this very easy, and free to do.

You first will access your Experian Smart Business credit reports. This will tell you if there are any trade lines reporting now on your reports, if you have an active credit profile open with Experian, how many inquiries you have on your reports, and teach tips and tactics you can implement to get exceptional profiles and scores. And we assist with activating your business credit profiles. 

Everything you need to know from Experian to build business credit is supplied through this Smart Business monitoring, and you can monitor your credit building in real-time with this feature.  Plus our program is the only place in the world that Experian actually gives you this data for free. 

In Step 4 we help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies.  Much of this credit can be obtained with no personal credit check, and with no personal guarantee required eliminating your personal liability. The first step in building business credit is to get approved with Net 30 vendors who will give you and credit, and who do report to the business credit reporting agencies.  Once you’re approved and those accounts are used, the accounts are reported and will become your initial trade lines on their business credit report.  

A tradeline reported to one reporting agency qualifies as a payment experience, and with 5 payment experiences you can start securing revolving credit cards.  Once these 5 new accounts are reporting, you can then start securing revolving credit cards in step 5. Much of this credit you obtain in step 5 is business credit in your business name, so there is no personal credit check required and no personal guarantee. You will start with some revolving “starter” accounts with retailers such as Staples, Home Depot, Tractor Supply, Shell, Office Depot, and more.  As some of these accounts report on your business credit reports, you’ll then be able to get approved for even more credit.  And you can continue to apply, get approved, and obtain credit in your business name with many well-known retailers, and some you might not have heard of.

Once you finish your business credit building in step 5 you are exposed to more funding programs in step 6. Many of these funding programs will allow you to qualify using your newly established business credit profile and score, so you can get approved with no personal guarantee.  Step 6 is the reward you’ve worked for. You can now finally separate your business and personal liability and secure money without being personally liable for your business debts.  Now you have one of the strongest assets your business can possess, a powerful business credit profile.

Ready to take your business credit to the next level?