Resources

CREDIT CARDS

If you were given instructions to apply for any credit cards, or secured credit cards, this will direct you to creditcards.com, which is like a virtual “credit card store”. It will allow you to “shop” for different types of credit cards.

FICO SCORES

As you now know, FICO scores are used in 90% of all lending decisions and nearly 100% of all mortgage related lending decisions.  This will direct you to myfico.com, which is the ONLY place online that a consumer can go and get their “industry specific FICO’s” from all three credit bureaus.  

FICO SCORES

As you now know, FICO scores are used in 90% of all lending decisions and nearly 100% of all mortgage related lending decisions.  This will direct you to myfico.com, which is the ONLY place online that a consumer can go and get their “industry specific FICO’s” from all three credit bureaus.  

CREDIT UNIONS

Joining a Credit Union can be very beneficial, as they are typically giving lower interest rates than “big banks”, and they can traditionally be a bit more flexible in their credit score requirements.  This is always a great relationship for all consumers to have, whether you need a car loan, personal loan, or a consolidation loan. 

CREDIT REPORT

This will direct you to creditchecktotal.com, which we think is the best place for a consumer to obtain a copy of their credit report from all 3 credit bureaus.  It is also one of the only places to get a credit report online, that also gives a generic FICO score.

CREDIT REPORT

This will direct you to creditchecktotal.com, which we think is the best place for a consumer to obtain a copy of their credit report from all 3 credit bureaus.  It is also one of the only places to get a credit report online, that also gives a generic FICO score.

LEGAL SHIELD

This is a great membership to have for pretty much anyone.  Legal Shield can assist with various things like, Will preparation, traffic tickets, and even drafting letters on your behalf if you ever need the assistance of an attorney.  For example, if a collection agency is found to be acting in a non-compliant manner.

TAX HELP

If have have situations related to IRS Liens or State Tax Liens, you might need the assistance of a Tax Professional.  Tax Liens are one of only two items that simply cannot be deleted due to inaccuracy, from a credit report, without it already being released/paid.  You may also need assistance in negotiating a settlement on the tax debt you owe. 

TAX HELP

If have have situations related to IRS Liens or State Tax Liens, you might need the assistance of a Tax Professional.  Tax Liens are one of only two items that simply cannot be deleted due to inaccuracy, from a credit report, without it already being released/paid.  You may also need assistance in negotiating a settlement on the tax debt you owe. 

Ready to start the process?